Ways to Prevent Identity Theft
Identity theft is one of the fastest growing crimes in the U.S. It occurs when someone uses your personal information such as our name, driver’s license number, Social Security number, credit card number, birth date or mothers maiden name to access your bank accounts, open new checking accounts or apply for credit cards and other loans. Many victims learn about identity theft after the are declined for a loan, receive a past due notice for a credit card or loan they did not open or are contacted by a collection agency for bad checks they never wrote. It only takes a few seconds to become a victim of financial fraud. But it often takes months to recover.
While you can’t entirely control whether you will become a victim, there are steps you can take to protect your identity and minimize your risk.