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Personal Loans

Home Equity Lines of Credit

Put the power of the equity that is already under your roof to work for you with a Home Equity Line of Credit. The resources are there when you need them, and you don't make payments until you borrow the money. 

Let us help you put your equity to work!  Contact us at or Visit a Branch Near You!

Vehicle Loans

Whether purchasing from a private party or your favorite dealer, drive a smart financial solution with a competitive-rate loan for a new or used car, truck, RV sport utility vehicle, boat, and more. 

Want to drive something cool?  Contact us at or Visit a Branch Near You!

Your personal loan solution is closer than you think.

With competitive rates, available automatic payments and outstanding customer service, a personal loan from us could be the smart answer for your goals in life. 

Credit Builder Loan Program*

Credit Builder is a short-term loan offered to people who are either trying to establish good credit or repair poor credit.

Who Should Apply

Credit Builder is designed for anyone who wants or needs to establish good credit. You must be at least 18 years old to apply.

How it Works

1. The bank makes a loan to the individual in an amount ranging from $500-$2,000 in a term ranging from 24-36 months.**
2. Loan proceeds are deposited in a savings account under the borrower's name and available to the borrower upon full repayment of the loan. This means you are building credit and saving for the future at the same time. 
3. Payments to the loan are made monthly and are set up to fit your budget. 

Financial Foundations

Want to do even more to become financially savvy?

Financial Foundations is a free online education series provided by Foothills Bank that covers key concepts that can help manage your financial future. 

*Results are not guaranteed. Improvement in credit score is dependent on multiple factors specific to your financial behavior. For example, late payments on other financial obligations may negatively influence your credit score, even if your payments on a Credit Builder Loan are current. 
**A $500 loan with an APR of 9.99% for 24 months has a monthly payment of $23.07 total payments of $553.68 over the 24 month term.